Property Cash-Flow Financing
DSCR Loans for Rental Property Investors
DSCR loans are designed for eligible real estate investors who want the property, rent, leverage, and transaction to drive the financing review.
Submit online for specialist review and pricing follow-up.
How a DSCR loan is reviewed
The lender compares supported property rent with the qualifying monthly property payment and then reviews the complete transaction, including credit, leverage, reserves, appraisal, title, vesting, property type, and loan purpose.
Start with the scenario, not a generic mortgage application
The QuickDSCRFunding Deal Desk begins with loan purpose, property use, value or purchase price, requested loan amount, rent, expenses, location, credit range, and timing so the review can be directed to an appropriate DSCR path.
- Purchase, rate-and-term refinance, and eligible cash-out requests
- Single-family rentals, condos, townhomes, 2-4 units, and eligible short-term rentals
- Individual or eligible entity vesting
- Business-purpose financing for non-owner-occupied investment property
Frequently asked questions
How does a DSCR loan work?
The lender reviews supported rent against the qualifying property payment and also evaluates credit, leverage, reserves, appraisal, title, property eligibility, and the complete transaction.
What DSCR is usually required?
Requirements vary by program and scenario. Pricing, leverage, credit, reserves, property type, and other compensating factors may affect available options.
Business-Purpose Financing for Real Estate Investors. QuickDSCRFunding.com provides financing options for non-owner-occupied investment properties. All loan requests are subject to program eligibility, underwriting, lender review, and final approval by FFC Mortgage Corp. dba NonQM123, NMLS #3252.