Investor Purchase Financing
DSCR Purchase Loans for Investment Property
A DSCR purchase loan is designed for an eligible rental-property acquisition where the property income and qualifying payment are central to the review.
Submit online for specialist review and pricing follow-up.
Build the purchase around the property
Purchase scenarios may include eligible single-family rentals, condos, townhomes, 2-4 units, and short-term rentals. Price, requested leverage, rent support, credit, reserves, appraisal, title, vesting, and condition affect the final review.
What to provide for a useful scenario review
Provide the purchase price, requested loan amount, projected or current rent, property type, location, investor profile, proposed vesting, available reserves, and expected closing timeline.
- Purchase contract or target purchase price
- Requested loan amount or down-payment plan
- Current lease, market rent, or eligible STR support
- Closing date, vesting, reserves, and property details
Frequently asked questions
Can an LLC purchase a rental property with a DSCR loan?
Eligible entity vesting may be available after review of the entity documents, guarantors, title requirements, state rules, and program guidelines.
How much down payment is needed for a DSCR purchase?
The required equity depends on credit, property type, rent, reserves, loan size, market conditions, and the selected program.
Business-Purpose Financing for Real Estate Investors. QuickDSCRFunding.com provides financing options for non-owner-occupied investment properties. All loan requests are subject to program eligibility, underwriting, lender review, and final approval by FFC Mortgage Corp. dba NonQM123, NMLS #3252.