Airbnb and Vacation Rental Financing
Short-Term Rental DSCR Loans
Eligible short-term rental properties may be reviewed for DSCR financing using supported income or market information under the applicable program.
Submit online for specialist review and pricing follow-up.
Support the property’s rental strategy
The lender may review historical STR revenue, market-rent analysis, lease information, location, seasonality, management, expenses, credit, leverage, reserves, appraisal, and property eligibility.
Present the complete operating picture
Provide the purchase or refinance purpose, property type, current operating status, available STR history, projected rent, expenses, requested loan amount, and location.
- Property location, type, and current operating status
- Available STR statements, bookings, or market-rent support
- Requested leverage, credit, and reserves
- Management plan, expenses, appraisal, and property eligibility
Frequently asked questions
Can short-term rental income be considered?
Acceptable income support depends on the program, property, appraisal, market data, operating history, and investor guidelines.
Are Airbnb and vacation rentals eligible?
Eligible short-term-rental properties may be considered, but location, property type, marketability, rent support, reserves, leverage, and underwriting all matter.
Business-Purpose Financing for Real Estate Investors. QuickDSCRFunding.com provides financing options for non-owner-occupied investment properties. All loan requests are subject to program eligibility, underwriting, lender review, and final approval by FFC Mortgage Corp. dba NonQM123, NMLS #3252.