Business-Purpose Real Estate Financing
Investment Property Loans for Real Estate Investors
Investment-property loans are built for non-owner-occupied real estate and can be structured around the property, rent, leverage, credit, reserves, and loan purpose.
Submit online for specialist review and pricing follow-up.
Choose the right investor financing lane
An investor may need acquisition financing, rate-and-term refinance, equity access, short-term-rental review, or eligible LLC vesting. Each scenario requires its own property and transaction analysis.
Use the QuickDSCRFunding Deal Desk for DSCR scenarios
For eligible DSCR requests, the Deal Desk starts with the property and cash flow, then reviews credit, leverage, reserves, appraisal, title, entity, and program fit.
- Non-owner-occupied rental and investment properties
- Purchase, refinance, cash-out, and eligible STR purposes
- Property cash flow, credit, leverage, and reserves
- Lender, investor, title, appraisal, and state eligibility
Frequently asked questions
Are investment-property loans different from owner-occupied mortgages?
Investment-property financing is reviewed as business-purpose credit and uses program standards designed for non-owner-occupied real estate.
Can an investor request terms before a hard credit pull?
The QuickDSCRFunding scenario review can begin without a hard credit pull; complete underwriting and final approval require the lender’s full process.
Business-Purpose Financing for Real Estate Investors. QuickDSCRFunding.com provides financing options for non-owner-occupied investment properties. All loan requests are subject to program eligibility, underwriting, lender review, and final approval by FFC Mortgage Corp. dba NonQM123, NMLS #3252.